An Intelligent Approach to Underpinning Insurance
Whatever the cause for underpinning, be it subsidence, landslip, or heave, the circumstances and the percentage of the property underpinned are going to be different for every home. That is why we take a practical view of underpinning insurance, finding out the precise conditions at play and the actual risks involved before quoting.
Key Features Include:
- Underpinned house insurance with cover levels tailored to your requirements
- High levels of cover as standard
- Professional team to help with your questions
Frequently Asked Questions
Underpinned house insurance is a specialised policy designed for properties that have undergone underpinning or foundation reinforcement.
It’s essential because standard home insurance may not adequately cover the unique risks associated with such properties.
Getting a quote is easy. You can request an immediate online quote in most cases by providing information about your property’s history and condition.
Several factors influence the cost, including the extent of underpinning, the history of movement or subsidence, and the location of your property. We tailor our quotes to your specific requirements.
Having a Certificate of Structural Adequacy can help assess the current condition and stability of your property’s structure. It’s beneficial during the quotation process.
Absolutely. We offer contents insurance for properties that have been underpinned. Our cover is designed to protect the valuables within your home, tailored to meet the needs of underpinned properties. You have the flexibility to combine this with your buildings insurance for convenience or opt for a standalone policy, depending on your preferences. Regardless of the reason for the underpinning, your home’s contents can be fully insured, ensuring peace of mind
We offer high levels of cover tailored to your needs and have a professional team ready to assist you with any questions or concerns.
An Intelligent approach to underpinned property insurance
Intelligent Insurance approaches underpinned house cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.
This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.
We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.
What we provide
What isn't included?
- Caused by wear, tear or gradual deterioration
- That occurred before the policy started
- Caused by vermin, insects, pets
- Caused by dishonest, wilful or deliberate acts
- Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
- you are only covered up to the maximum claims limits shown on your schedule
- you are responsible for any excesses stated in your policy
- any exclusions or restrictions shown by endorsement in your schedule
Looking for extra protection? Upgrade your cover
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Family Legal Protection Plus
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Optional -
Home Emergency Plus
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Optional -
Accidental Damage
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Optional
Still have questions? Visit our help centre
Benefits of Underpinned Home Insurance
We understand that underpinning is a sensible preventative measure where a property has experienced movement or is in an area prone to subsidence. Whether you require buildings or contents cover, we are happy to discuss your individual requirements and are not put off by underpinning. We consider every property individually, taking into account the history of movement/subsidence and measures taken to prevent further movement and damage.
During your quotation, where the property has been underpinned we will ask whether a Certificate of Structural Adequacy is available, which helps us to assess the current condition and stability of the structure of your property.
Get the Right Underpinned House Insurance
The circumstances of each underpinned property are different; how long ago your property was underpinned, to what extent, and whether you’ve experienced any movement or subsidence since all need to be considered. Our team is on-hand to help you with your questions relating to home insurance cover for your underpinned property.
Speak to us today via our live chat or simply call us on: 03333 11 11 10
- Competitive prices for underpinning insurance
- Immediate online quotes in most cases
- Rated Excellent for customer service
- Underpinning Insurance with Cover Tailored to You
Get an online quote for your Underpinned House Insurance, tailored to your needs
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Home Insurance Specialists names you can trust
