Very often homes are left unoccupied whilst the probate process is carried out. Standard building and contents insurance policies rarely cover properties that are left unoccupied for more than 30 days, therefore specialist probate home insurance cover should be arranged, which takes this into account.
Standard home insurance policies have time limits for unoccupied properties (usually 30-60 days). During probate, your house might be empty for longer, increasing the risk of damage from leaks, pests, or break-ins. Probate home insurance offers specialised coverage and protects your financial liability while the estate settles.
Typically, the executor of the deceased’s estate is responsible for arranging appropriate insurance coverage for the unoccupied property. This ensures the asset is protected while in their care and meets their legal obligation to safeguard the estate.
Our probate home insurance covers potential issues like water damage from broken pipes, fire damage, theft, vandalism, and even storm damage. Intelligent Insurance provides insurance cover tailored to your specific circumstances. Call one of our experts for detailed information.
The cost of probate home insurance depends on several factors, including the size and location of the property, the length of coverage needed, and the specific risks you want to cover. We offer flexible plans and competitive rates to meet your individual needs and budget. You can obtain a free quote online in just a few minutes.
Intelligent Insurance approaches probate insurance with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.
This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.
We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
We aim to make arranging cover for a property in probate as simple as possible, so that you have one less thing to worry about during this difficult period. We are typically able to arrange probate home insurance at very reasonable premiums and in most cases can provide a quote instantly. Our team are on hand to answer any questions you may have.
We can arrange adequate cover tailored to your requirements, as well as cover in the name of the Executors.
As the trusted choice for many homeowners and tenants alike, we invite you to discover the difference with Intelligent Insurance. Let’s work together to secure your home insurance, ensuring that you’re protected with a policy that truly understands and meets your needs.
Key Features Include:
Get an online quote for your Property in Probate, tailored to your needs
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
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