It can be surprising how many insurers refuse to provide home insurance if you let your property or let a room to a lodger. Its important you obtain the right cover for your property when you choose to rent it, or part of it out.
Our let property insurance is tailored to fit your specific needs, covering both the building and its contents*. It is important to note that the possessions of tenants fall under their own responsibility. As such, we highlight the necessity for tenants to arrange their own contents insurance to protect their personal items.
Intelligent Insurance approaches let property insurance cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.
This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.
We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Yes, at Intelligent Insurance our let property home insurance takes into account your circumstances. Whether you own a single-family home, a house share, or a property left unoccupied for extended periods, such as a holiday home our policies can be adapted to the situation.
A House in Multiple Occupation (HMO) is a property with three or more storeys and five or more residents. If your property fits this definition, you must obtain an HMO licence from the local council.
If your property remains unoccupied for more than 30 to 60 days, it’s advisable to consider unoccupied insurance cover. This specialist cover is designed to address the unique risks associated with vacant properties, ensuring you have the appropriate protection during extended periods of non-occupancy.
At Intelligent Insurance, we go beyond standard insurance, providing tailored solutions that align with our customers individual circumstances. Get a quote today today for Let Property insurance.
Intelligent by name, intelligent by nature.
Get an online quote for your Let Property Insurance, tailored to your needs
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
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