Bankruptcy Home Insurance
What makes us stand out?
We’re experts in arranging home insurance for individuals with a bankruptcy history, poor credit score, or previous insurance refusals. Our policies are designed to meet the unique needs of every homeowner and tenant, ensuring you receive the protection you deserve.
Affordable and Fair
Through our innovative approach and collaboration with a select panel of insurers, we offer competitive rates that reflect your current circumstances, not your past.
High Quality Insurance Cover
Our Defaqto 5-Star rating is a testament to our commitment to providing high quality cover.
Our range of insurance solutions includes:
- Buildings Insurance
- Contents Insurance
- Combined Buildings & Contents cover
- Optional Family Legal Protection
- Optional Home Emergency Cover
Frequently Asked Questions
Absolutely. At Intelligent Insurance, we specialise in arranging home insurance for individuals with a bankruptcy history, including recent cases. We understand that financial challenges can happen to anyone, and we’re here to help you secure the coverage you need without unnecessary financial strain.
While a bankruptcy history may be problematic for standard insurers, we assess policies on a case-by-case basis to offer competitive rates. We take into account your specific situation to ensure you can obtain quality home insurance at a fair price.
Our approach is inclusive and tailored. While some insurers might consider bankruptcy history a risk factor, we aim to provide comprehensive cover that meets your needs.
We offer several additional coverage options to provide comprehensive protection for your large house. These include accidental damage cover, legal expenses, and coverage for valuable personal property, among others.
An Intelligent approach to home insurance for bankrupts
Intelligent Insurance approaches home insurance cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.
This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.
We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.
What we provide
What isn't included?
- Caused by wear, tear or gradual deterioration
- That occurred before the policy started
- Caused by vermin, insects, pets
- Caused by dishonest, wilful or deliberate acts
- Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
- you are only covered up to the maximum claims limits shown on your schedule
- you are responsible for any excesses stated in your policy
- any exclusions or restrictions shown by endorsement in your schedule
Looking for extra protection? Upgrade your cover
-
Family Legal Protection Plus
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Optional -
Home Emergency Plus
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Optional -
Accidental Damage
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Optional
Still have questions? Visit our help centre
Specialist Home Insurance for Bankrupt Individuals
How It Works
Securing home insurance with Intelligent Insurance is designed to be straightforward and responsive to your unique circumstances. Start by using our online tool for an instant quote that’s tailored specifically to your needs, ensuring you receive a proposal that understands your background without delay. Once you’ve selected your policy, we take care of the details, ensuring a seamless transition to comprehensive protection under our care.
At Intelligent Insurance, we believe that your financial history shouldn’t be a barrier to securing a stable future. We’re committed to providing a comprehensive, tailored approach to home insurance, backed up with excellent customer service and expertise. Get an instant online home insurance quote for your property, or talk to one of the team via live chat
Intelligent by name, intelligent by nature.
As the trusted choice for homeowners and tenants navigating financial challenges, we invite you to discover the difference with Intelligent Insurance. Let’s work together to secure your home insurance, ensuring that you’re protected with a policy that truly understands and meets your needs.
Get an online quote for your Home, no matter what your circumstance
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Home Insurance Specialists names you can trust
