Holiday homes are frequently rented out or left empty for long periods. This makes them more vulnerable to damage, vandalism, and break-ins. Standard home insurance usually does not cover these risks. A specialist home insurance provider can assist.
We cover most types of properties. With our Defaqto 5-star rating and excellent customer service, your holiday home will be in safe hands.
At Intelligent Insurance, we believe every holiday home deserves cover that’s as unique as the property itself.
Whether it’s modern materials, an eco build, cottage or a home with quirky features, our holiday home insurance is tailored to your property’s exact build type and risks, nothing generic, nothing wasted.
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Yes! The unique risks associated with holiday homes—like extended periods of being unoccupied require specialist holiday home cover for full protection against vandalism, theft, and weather damage, unlike standard home insurance policies.
Yes. Our cover provides extensive coverage for both the building and the contents of your holiday home, ensuring it is well-protected against a variety of risks. This gives you, the homeowner, complete peace of mind.
Don’t worry! We’re specialist holiday home insurers and cater for very unique property types and circumstances. Whether you have a charming cottage, a modern loft conversion, or a cosy coastal retreat, we can provide cover to address your specific needs and potential risks associated to your holiday home.
Our coverage is focused on holiday homes located within the United Kingdom and does not extend to properties abroad.
Enhance your holiday home’s protection with our range of additional coverage options, including accidental damage, legal expenses, and valuable personal property cover, allowing for a policy that’s perfectly adapted to your holiday home’s needs.
Here’s What You Get With Intelligent Insurance:
Browse our intelligent reading list of articles, guides and tips at your own convenience.
Insuring your holiday home? Our guide will give you everything you need to know.
Read how to insure a home you own but let your family live in.
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
