Skip to content
This is an alert banner to test This is an alert banner to test
Primary Secondary
  • Manage my policy
  • Retrieve Quote
  • Help Centre
  • Contact us
Intelligent Insurance
  • Your Property
    Your Property
    • Property Type
      • Non standard home insurance
      • Listed building insurance
      • Barn conversion insurance
      • Old house insurance
      • Large house insurance
      • Timber framed house insurance
      • Steel framed house insurance
      • Flat roof insurance
    • Property Condition
      • Subsidence home insurance
      • Underpinned house insurance
      • House renovation insurance
      • Home insurance flood risk
    • Property Usage
      • Home business insurance
      • Second home insurance
      • Holiday home insurance
      • Let property insurance
      • Unoccupied home insurance
      • Probate home insurance
      • Bed and Breakfast insurance
      • Shared house contents insurance
  • Your Circumstances
    Your Circumstances
    • Refused home insurance
    • Home insurance with criminal convictions
    • Home insurance with bankruptcy
    • Bad credit home insurance
    • Home insurance with claims history
    • High risk occupation home insurance
    Still have questions?

    Visit our help centre to help answer your questions on a range of topics.

    Visit Help Centre
  • Our Cover
    Our Cover
    • Specialist home insurance cover
    • Buildings and contents insurance cover
    • Buildings insurance cover
    • Home contents insurance
    • Accidental damage insurance
    • Personal belongings insurance
    • High risk property and specified contents
    • Bicycle cover
    • Family legal protection
    • Home emergency insurance
Get a Quote Sign in
  • Popular
  • Buildings Cover
    • Solar Panels
    • Building Cover
    • General
    • Outbuildings
    • Accidental Buildings Damage Insurance
  • Home insurance
  • Contents Cover
  • Additional products
Help Centre / Policy Cover

General topics

General
  • Popular
  • Buildings Cover
    • Solar Panels
    • Building Cover
    • General
    • Outbuildings
    • Accidental Buildings Damage Insurance
  • Home insurance
  • Contents Cover
  • Additional products
Is wear and tear allowance to my buildings insurance covered?
Wear and tear allowance is not covered in your insurance policy. This is because you are responsible for the maintenance and upkeep of your property.
Prev
  • 1
  • 2
Next
Prev
  • 1
  • 2
Next

Home Insurance Specialists names you can trust

We work with experienced and established insurers to give you peace of mind that your home is protected

Allianz Insurer
Intelligent Insurance | Panel Member | Arkel
Intelligent Insurance | Non-Standard Home Insurance
Intelligent Insurance | Prestige Underwriting Services Panel Member
Intelligent Insurance | Panel Member | AXA
Intelligent Insurance | Panel Member | Pen Underwriting

Intelligent Advisory Services Limited is registered in England and Wales (Reg. No. 07839423).

Address: 4 Lakeside, Headlands Business Park, Salisbury Road, Ringwood, BH24 3PB

Website by Rareloop
Insurance
  • Specialist home insurance cover
  • Get a Quote
  • Articles & Guides
  • Refer a Friend
Intelligent Insurance
  • About us
  • Careers
  • Write a Review
Manage Your Cover
  • My Account
  • Manage My Renewal
  • Amend my policy
  • Cancel Policy
  • Policy Documents
Support
  • Contact us
  • Help Centre
  • Raise a complaint
  • Make a claim
  • Site Map
Legal
  • Privacy Policy
  • Cookie Policy
  • Terms & Conditions
Intelligent Insurance and Intelligent Insurance Complete Home are trading names of Intelligent Advisory Services Ltd and is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 624474. You may check this on the Financial Services Register by visiting the FCA's website or by contacting the FCA on 0800 111 6768. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s)