Making changes to cover topics

The fastest way to make changes to your policy is through live chat. Before requesting changes, please note: All policy modifications incur a £30 fee You’ll need your policy number ready Some changes may affect your premium For more details about specific changes, visit our Amend Your Policy.

While you can’t modify your policy directly online, you can request changes by: Completing our online policy amendment form Providing detailed information about your requested changes Waiting for us to process your request Tips for faster processing: Be specific about what you want to change Include all relevant details and dates Provide any required supporting information Example: For home renovations, include: Project timeline Total cost Property occupancy status Detailed work specifications Updated rebuilding costs

If you make a change to the Statement of Fact, for example, adding a lodger or inform us that renovations are in progress etc, a £30 administration fee will apply. Sometimes changes will result in an amendment to the premium, for example adding cover, change of address. This could mean a refund or an additional premium to pay and will be in addition to any administration fee that applies. Changes to risk can also adjust the terms of the policy i.e. if you are going to leave your home unoccupied, the insurer may ask for increased security checks.