Making changes to cover topics

In most cases, we can make your changes very quickly via Live Chat. More information can be found here: Amend Your Policy Any changes to your policy incur a £30 fee.

You cannot change the policy but you can let us know of the changes you wish to make online by completing our amend policy form. To make this as quick and efficient as possible, include in the form as much detail of the change as possible. For example if you have renovation work planned, we would need to know when its starting, how long it’s expected to take, the total value of the works, whether you will live there during the renovation, and what is going to be changed or added to the property (including what is involved in each stage of the renovation i.e. electrics, plumbing, building etc). We would also need to know what the revised rebuilding cost would be.

If you make a change to the Statement of Fact, for example, add a lodger, tell us that renovations are in progress etc, a £30 administration fee will apply. Sometimes changes will result in an amendment to the premium, for example adding cover, change of address. This could mean a refund or an additional premium to pay and will be in addition to any administration fee that applies. Changes to risk can also adjust the terms of the policy i.e. if you are going to leave your home unoccupied, the insurer may want to ask for increased security