Are legal expenses covered Immediately?

Yes, in the majority of cases, you are covered for legal expenses right away under our policy. This means you can access the benefits and protection provided by legal expenses coverage without waiting for an extended period.

Specific Exceptions

However, there are specific scenarios where certain waiting periods apply:

• Employment Disputes: You cannot claim for employment disputes occurring in the first 90 days of the policy.
• Property Infringement: For property infringement cases, there is a waiting period of 180 days before you can make a claim.

Summary

Understanding these exceptions ensures clarity on the timing of coverage for different legal situations, allowing you to make informed decisions regarding your legal expenses protection.