Search Results

When you opt for bicycle cover within your policy, Intelligent Insurance ensures that your pedal cycles are safeguarded both inside and outside your home. This comprehensive coverage extends to protection against damage and theft, provided your bicycle is properly secured with a lock. Flexible Protection on the Move Intelligent Insurance offers flexibility, allowing you to enjoy coverage for your pedal cycles wherever you go. This means you can pedal with peace of mind, knowing that your bicycles are protected not only against damage but also in the unfortunate event of theft when secured with a reliable lock. Key Considerations Coverage In and Outside the Home: The bicycle cover spans across different scenarios, offering protection in the familiar confines of your home and extending to various locations outside. Damage Protection Whether you encounter damage to your pedal cycles during transit or while stationary, the coverage ensures you’re financially protected. Theft Security Intelligent Insurance prioritises the security of your bicycles. When properly secured with a lock, the coverage includes protection against theft, providing added reassurance for your valuable possessions. Summary By including bicycle cover in your policy, you make a proactive choice to safeguard your cycling assets wherever your adventures take you. With Intelligent Insurance, enjoy the freedom to explore, knowing your pedal cycles are backed by comprehensive and reliable coverage.

Adding home emergency plus cover to your Intelligent Insurance home insurance policy is a cost-effective choice. For only £57.12 per year or a budget-friendly £5.33 per month, you can enhance your coverage and gain additional protection for unforeseen home emergencies. Comprehensive Coverage The affordable premium for home emergency plus cover ensures that you have access to comprehensive protection. This extension adds value to your policy, covering a range of emergencies that may occur in your home. Enhanced Peace of Mind Investing in home emergency plus cover goes beyond affordability; it provides enhanced peace of mind. Knowing that your policy includes additional protection for emergencies contributes to a sense of security for you and your home. Simple Addition to Your Policy Intelligent Insurance simplifies the process of adding Home Emergency Plus cover to your policy. Simply chat with our team or manage your policy directly from your online account to add this coverage. Summary Explore the cost-effective option of home emergency plus cover at £57.12 per year or £5.33 per month. With this addition, you can enjoy enhanced protection and peace of mind for unexpected home emergencies.

Home Emergency Plus cover offers an added layer of security, providing financial assistance for emergency callouts up to £1,000, with a maximum claims limit of £1,000 during any insurance period. Comprehensive Coverage This extended coverage encompasses a range of emergencies, ensuring you have support when you need it most. The 24-hour helpline serves as a valuable resource for immediate assistance in various situations. Key Inclusions Plumbing: Addressing issues related to plumbing emergencies promptly. Drainage: Coverage for emergencies involving drainage systems. Internal Electrics: Protection for unforeseen problems with internal electrical systems. Pests: Assistance in handling pest-related emergencies. Internal Gas Pipes: Coverage for emergencies related to internal gas pipes. Roof Damage: Financial support for situations involving damage to the roof. Security: Assistance in emergencies related to home security. Boiler & Heating System: Coverage for issues with the boiler and heating system. Alternative Accommodation: Provision for alternative accommodation if your home becomes uninhabitable. Summary By opting for Home Emergency Plus cover, you not only gain financial assistance in emergencies but also access a comprehensive support system designed to address various unexpected situations around your home.

Legal expenses plus cover, also known as family legal protection plus cover, offers comprehensive protection for a variety of legal situations. Here’s an overview of the cover details: Coverage Limit Provides cover for up to £50,000* per claim, ensuring substantial financial support in legal matters. Covered Areas Consumer Pursuits: Assistance for legal matters related to consumer rights and pursuits. Consumer Defence: Legal protection in consumer defense cases. Property Damage: Cover for legal issues arising from property damage. Property Infringement: Legal support for cases related to property infringement. Property Sale & Purchase: Assistance in legal matters concerning property transactions. Personal Injury: Coverage for legal issues related to personal injury claims. Clinical Negligence: Legal protection in cases of clinical negligence. Employment Disputes: Legal support for employment-related disputes* (Maximum claims limit of £5,000). Probate & Tax Disputes: Assistance in legal matters concerning probate and tax disputes. School Admission Disputes: Legal support for disputes related to school admissions. Personal Identity Fraud: Coverage for legal issues arising from personal identity fraud. Vehicle Cloning: Legal protection in cases of vehicle cloning. Legal Defence: Assistance in various legal defense situations. Social Media Defamation: Coverage for legal matters related to social media defamation. 24/7 Legal Helpline: Access to a dedicated 24/7 legal helpline for guidance and support. Take into consideration There is a maximum claims limit of £5,000 for Employment Disputes. Summary Understanding the comprehensive coverage offered by legal expenses plus cover ensures that you have the necessary support for a wide range of legal situations. Please refer to the policy book for detailed terms, conditions, and exclusions.

Understanding the excesses on your home insurance policy is crucial for informed decision-making. Here’s what you need to know: Varied Excess Structures The excesses you’ll encounter depend on the insurer providing your policy. Each insurer may have different structures for excess payments. Policy-Specific Information To access detailed information about the excesses applicable to your policy, refer to your quote or policy schedule. These documents outline the specific excess amounts you’ll be required to pay in the event of a claim. Comprehensive Details Your quote or policy schedule provides a comprehensive overview of the excesses, ensuring transparency and clarity regarding your financial responsibilities in case of a claim. Policyholder’s Responsibility As a policyholder, it’s essential to be familiar with the excess details outlined in your policy documentation. This knowledge empowers you to navigate the claims process confidently. For a thorough understanding of the excesses associated with your home insurance policy, review your quote or policy schedule. If you have any questions or need clarification, don’t hesitate to reach out to your insurer for assistance. Note: The information provided in your quote or policy schedule is specific to your policy and insurer, offering personalised insights into excess structures.