Protecting Your B&B
Streamline the protection of your bed and breakfast with our hassle-free insurance solutions at Intelligent Insurance. Our comprehensive bed and breakfast insurance safeguards both your property and its contents against a spectrum of potential risks*. Recognising the unique challenges that come with hosting guests and employing staff, we go the extra mile to tailor coverage that suits your specific needs. Our commitment is to secure your home at a reasonable price.
As a bed and breakfast owner, having the right level of cover provides the peace of mind necessary to manage your business confidently. We understand the intricacies of your industry and are dedicated to simplifying the insurance process, ensuring you can focus on running your bed and breakfast with absolute assurance.
- Tailored solutions address the unique risks associated with hosting guests and employing staff
- Our specialist knowledge allows us to understand and address the nuances of your business
- Our dedicated team will arrange coverage at a sensible price, ensuring your focus remains on running your business
Frequently Asked Questions
No, standard home insurance typically doesn’t provide adequate coverage for the unique risks associated with running a bed and breakfast. Our specialised bed and breakfast insurance ensures comprehensive protection for both your property and its contents, addressing the specific needs of your business.
Yes, hosting your property on popular holiday rental platforms introduces additional risks, making it crucial to have dedicated bed and breakfast insurance. Our coverage is designed to address the complexities of short-term rentals, providing the necessary protection for your property, contents, and potential liabilities associated with hosting guests.
Our Bed & Breakfast Home Insurance offers extensive coverage, including protection for your building and its contents. This encompasses coverage against a wide range of eventualities, such as damages, theft, and liability risks associated with having employees and members of the public on your premises. Our tailored solutions ensure that the unique aspects of your bed and breakfast business are comprehensively covered.
Absolutely! We understand that each bed and breakfast is unique. Our insurance solutions are highly customisable, allowing you to tailor coverage to meet your specific needs and preferences.
An Intelligent approach to insurance for your bed & breakfast
Intelligent Insurance approaches bed & breakfast cover with a smart, personalised touch. Understanding that each property and homeowner’s circumstances are unique, we tailor our policies to your needs.
This intelligent approach ensures that whether your home is a standard build, a listed property, or has unique characteristics, your insurance coverage is as individual as your home.
We’re committed to providing protection that adapts to your specific needs, offering peace of mind and comprehensive cover for both buildings & contents.
What we provide
What isn't included?
- Caused by wear, tear or gradual deterioration
- That occurred before the policy started
- Caused by vermin, insects, pets
- Caused by dishonest, wilful or deliberate acts
- Arising from leaks from swimming pools, fixed hot tubs, jacuzzies, fixed spas
- you are only covered up to the maximum claims limits shown on your schedule
- you are responsible for any excesses stated in your policy
- any exclusions or restrictions shown by endorsement in your schedule
Looking for extra protection? Upgrade your cover
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Family Legal Protection Plus
Family Legal Protection Plus extends this cover limit to £50,000 and increases the range of legal disputes that you’re covered for.
Optional -
Home Emergency Plus
Enjoy complete protection with extended emergency callout cover with up to £1,000 per callout, £1,000 Total Claims Limit/Year, Boiler & Heating System cover & Alternative Accommodation
Optional -
Accidental Damage
Cover for accidental breakages or damage to your buildings e.g: putting your foot through the ceiling, or accidental breakage of glass
Optional
Still have questions? Visit our help centre
Arranging Your Bed & Breakfast Insurance
We specialise in securing all types of properties. Whether your bed and breakfast is nestled in a conservation area, housed in a listed building, or features a unique barn conversion, we are dedicated to finding the perfect level of cover for you.
For a proactive and can-do approach to B&B Insurance, contact Intelligent Insurance today.
Intelligent by name, intelligent by nature.
Key Features Include:
- 5 Star Defaqto Rated Policy
- All types of property typically covered
- Level-headed approach to bed and breakfast insurance
- A specialist team on hand to help with your questions
Get an online quote for your B&B, high quality cover tailored to your needs
For help with your quote, use our online chat to speak with a member of our team
*We may not be able to quote in all circumstances. Cover limits/restrictions and/or conditions may apply to the policy. These are clearly detailed prior to purchase, and in the policy documentation for you to determine if the cover is suitable for your needs.
Home Insurance Specialists names you can trust
