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Yes, your insurance extends to cover the contents of your fridge and freezer, protecting the value of the items stored in these appliances. In the event of unforeseen circumstances leading to damage or loss, your insurance is designed to compensate up to the specified limit. Standard Coverage Value As part of our standard coverage, it covers the value of fridge and freezer contents up to £750. This baseline coverage ensures that your appliances store a range of items, such as perishable food items, with compensation available in case of an incident. Assessing Coverage Adequacy You should assess the value of the contents in your fridge and freezer to determine whether the standard coverage aligns with your needs. Homeowners with higher-value items or larger quantities of stored food may consider exploring options to enhance this coverage. Flexible Coverage Options Understanding that individual needs vary, our insurance provides flexibility. Homeowners can explore additional coverage options or adjust limits to better suit their requirements. This ensures a personalised approach to insurance that aligns with the specific circumstances of each household. Claiming for Damaged or Lost Contents In the unfortunate event of damage or loss to the contents of your fridge or freezer, the claims process is designed to provide timely and efficient compensation. Familiarise yourself with the claims procedure for a smoother experience should the need arise. Summary By exploring the coverage for the contents of your freezer, you actively assess the adequacy of standard coverage and make informed decisions about adjustments based on the value of your stored items.

For Policies: Documents are available throughout the life of the policy until its expiration date. For expired or lapsed policies, the documents are no longer valid and will not be available. For Quotes: Valid quote documents are available for 60 days from the date you created your quote. Quotes outside the validity period remain available for updating and amending. Re-quoting will generate a new set of quote documentation for review. If you have any more questions or need further assistance, feel free to ask!

In My Account, you have convenient access to various features to manage your policy efficiently. View and Manage Your Policy View Policy Details: Access a comprehensive overview of your policy, including all relevant details. Download Policy Documents: Retrieve and download your policy documents for your records. Add Optional Extra Cover: Enhance your coverage by conveniently adding optional extra cover to meet your specific needs. Request Cover Changes: Easily request changes to your existing policy, ensuring it aligns with your evolving requirements. Renewal Features At renewal, My Account offers additional functionalities: Review Prices and Cover: Evaluate the pricing and coverage details for your policy renewal. Request Cover Changes: If needed, request changes to your coverage to better suit your preferences. Add Optional Extra Cover: Explore additional coverage options and include them as part of your renewed policy. Change Payment Method: Have the flexibility to update your payment method for added convenience. Whether it’s day-to-day policy management or preparing for renewal, My Account provides a user-friendly platform for a seamless insurance experience.

If you make a change to the Statement of Fact, for example, add a lodger, tell us that renovations are in progress etc, a £30 administration fee will apply. Sometimes changes will result in an amendment to the premium, for example adding cover, change of address. This could mean a refund or an additional premium to pay and will be in addition to any administration fee that applies. Changes to risk can also adjust the terms of the policy i.e. if you are going to leave your home unoccupied, the insurer may want to ask for increased security

If you make a change to the Statement of Fact, for example, add a lodger, tell us that renovations are in progress etc, a £30 administration fee will apply. Sometimes changes will result in an amendment to the premium, for example adding cover, change of address. This could mean a refund or an additional premium to pay and will be in addition to any administration fee that applies. Changes to risk can also adjust the terms of the policy i.e. if you are going to leave your home unoccupied, the insurer may want to ask for increased security